Join the Planet Fitness Family: A Step-by-Step Guide to Signing Up Without a Checking Account

AvatarByJeff Duncan

Welcome to Planet Fitness, a judgement-free zone where everyone is welcome to workout and improve their overall health and fitness. For many, joining a gym may seem like a daunting task, especially if you don’t have a checking account. But fear not, because here at Planet Fitness, we make it easy for you to join without the hassle of needing a checking account. In this article, we will guide you through the process of joining Planet Fitness without a checking account and share some tips on how to make the most out of your membership. So let’s get started on your fitness journey with Planet Fitness!

Planet Fitness is a well-known fitness club that offers affordable membership options and a judgment-free attitude. While joining any gym may seem like a daunting task, Planet Fitness has made it easy for individuals to become a member. It offers different payment options, including direct debit from a checking account. However, not everyone has a checking account, and some may prefer to use other methods of payment. In this article, we will discuss how to join Planet Fitness without a checking account.

Understanding Planet Fitness Membership Options

Before we dive into the details of joining Planet Fitness without a checking account, it’s essential to understand the different membership options available. This will help you determine which option best fits your needs and budget.

Planet Fitness offers three types of memberships: Classic, No Commitment, and PF Black Card. The Classic membership is the most basic option and includes unlimited access to one location, unlimited fitness training, and use of their hydro massage beds. This membership requires an annual fee of $39 and monthly dues ranging from $10-$22.99 depending on your location.

The No Commitment option does not require an annual fee but has slightly higher monthly dues ranging from $15-$24.99 depending on your location. This membership also allows you to use any Planet Fitness location.

The PF Black Card membership is the highest tier and includes all the benefits of the Classic and No Commitment memberships plus unlimited guest privileges, access to tanning beds and massage chairs, and discounted drinks at the gym’s premium lounge area. This membership option requires an annual fee of $39 and monthly dues ranging from $21.99-$29.99 depending on your location.

Joining Planet Fitness Without a Checking Account

If you do not have a checking account or do not want to use it for your gym membership payments, there are other options available to join Planet Fitness. These options include paying with a credit or debit card, prepaid card, or cash.

Credit/Debit Card

One of the most common and convenient ways to pay for your Planet Fitness membership without a checking account is by using a credit or debit card. You can choose to have your monthly dues automatically charged to your credit or debit card, similar to how it works with a checking account.

To make payments with a debit card, you will need to provide your bank’s routing and account numbers when signing up for the membership. This information can usually be found on your bank statements or by contacting your bank directly.

If you prefer to use a credit card, you can provide the necessary credit card information during the sign-up process. Keep in mind that using a credit card may result in additional fees depending on your credit card’s terms and conditions.

Prepaid Card

Another option for joining Planet Fitness without a checking account is by using a prepaid debit card. Prepaid cards work similarly to regular debit cards, but instead of drawing from a traditional bank account, they are loaded with funds that you have previously deposited onto the card.

When using a prepaid card, you will need to look for one that has no monthly fees or transaction fees to avoid unnecessary charges. Most major retailers offer prepaid cards that can be used at any gym location that accepts major credit and debit cards.

Cash

For individuals who do not have access to a checking account or prefer not to use electronic forms of payment, cash is another option for joining Planet Fitness. While this may require more effort on your part in terms of visiting the gym location each month with cash in hand, it allows you the flexibility of not having recurring payments automatically deducted from an account.

However, keep in mind that Planet Fitness does not accept cash payments for annual fees or start-up fees. You will need to pay for these fees with a credit or debit card, prepaid card, or through your checking account.

Benefits of Joining Planet Fitness

Now that you understand the different membership options and how to join without a checking account let’s take a look at some of the benefits of becoming a member at Planet Fitness.

Affordable Memberships

One of the top benefits of joining Planet Fitness is its affordable membership options. With monthly dues starting as low as $10, anyone can afford to join this gym. They also offer no-commitment options for individuals who may not want to commit to a long-term contract.

Judgment-Free Zone

Planet Fitness prides itself on creating a judgment-free fitness environment. This means members of all fitness levels and backgrounds are welcome without feeling intimidated by others. The gym has strict rules against body-shaming and excessive grunting while working out, creating a welcoming and inclusive atmosphere.

Planet Fitness is known for its clean and modern facilities with state-of-the-art equipment. The gym is constantly upgrading its equipment and amenities to offer the best possible experience for its members.

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Benefits of Joining Planet Fitness Without a Checking Account

Joining a gym can be a great investment in your health and well-being, but many people are deterred from signing up due to the requirement of a checking account. Luckily, Planet Fitness offers options for those who do not have a checking account. In this article, we will explore the benefits of joining Planet Fitness without a checking account.

One of the main benefits is convenience. Not everyone has access to a checking account, whether it is due to credit issues or personal preference. By offering an alternative form of payment, Planet Fitness ensures that everyone has the opportunity to join their gym and improve their health. This allows for more inclusivity and accessibility, making it easier for individuals to take control of their fitness journey.

Another benefit is the flexibility it provides. With traditional gym memberships that require a checking account, you are often locked into a long-term contract. However, with Planet Fitness’ option to join without a checking account, you have the freedom to choose how long you want your membership to last. This gives you more control over your finances and overall wellness journey.

Additionally, joining Planet Fitness without a checking account eliminates any worry about overdraft fees or insufficient funds in your bank account. Many people struggle with managing their finances and may not be able to afford additional fees if their bank balance is low. By bypassing the need for a checking account, individuals can focus solely on paying for their membership without any added stress.

Lastly, joining Planet Fitness without a checking account can also help build credit for those who do not have one or are trying to repair it. Typically, paying bills on time can positively impact your credit score. By consistently making timely payments for your gym membership without using a checking account, you can improve your credit score over time.

How To Join Planet Fitness Without A Checking Account

Joining Planet Fitness without a checking account is a relatively simple process. The gym offers the option to pay with cash or a prepaid credit card, both of which do not require a checking account. Follow these steps to successfully join Planet Fitness without a checking account:

1. Visit your local Planet Fitness gym – Start by finding the nearest Planet Fitness location using their gym locator on their website. Once you have selected your preferred gym, visit in person to speak with a staff member.

2. Inquire about non-checking account payment options – Let the staff member know that you do not have a checking account and ask about other payment options available. They will explain the process and provide you with any necessary forms or paperwork.

3. Pay with cash or prepaid credit card – Planet Fitness accepts cash or prepaid credit cards as forms of payment for memberships without a checking account. This can be done at the front desk or self-service kiosk at the gym.

4. Consider joining the Black Card membership – If you are interested in additional benefits like access to all locations, guest privileges, and tanning facilities, consider joining the Black Card membership. This requires an initial payment of $5 to cover card production and can be paid with cash or prepaid credit card as well.

5. Keep track of payments – It is crucial to keep track of when your membership payments are due if you are paying with cash or prepaid credit card to avoid interruptions in your membership.

Frequently Asked Questions

1. Can I join online without a checking account?

Unfortunately, at this time, joining online without a checking account is not an option for Planet Fitness. However, if you prefer to sign up online, you can always pay with cash or prepaid credit card at your local gym once you have completed the online registration.

2. Can I use my debit card instead of a checking account?

Yes, you can use your debit card if it has a Visa or Mastercard logo on it. However, keep in mind that this is still considered a checking account and not an alternative payment option.

3. Is there a fee for paying with cash or prepaid credit card?

No, there are no additional fees for paying with cash or prepaid credit card to join Planet Fitness. The only fee you may encounter is the $5 initial fee for the Black Card membership, as mentioned previously.

4. What happens if I miss a payment?

If you miss a payment, your membership will be put on hold until the balance is paid. Planet Fitness has a strict no-refund policy, so make sure to keep track of when your payments are due to avoid any interruptions in your membership.

5. Will I receive a statement for my payments?

While you will not receive traditional paper statements, you can access your billing information through your online account on the Planet Fitness website. This includes viewing past and upcoming payments and updating payment methods if necessary.

In Conclusion

Joining Planet Fitness without a checking account opens up opportunities for individuals who were once unable to take advantage of gym memberships due to financial limitations. The benefits of convenience

1. Can I join Planet Fitness without a checking account?
Yes, you can still join Planet Fitness without a checking account. There are alternative payment options available.

2. What payment methods are accepted for joining Planet Fitness?
In addition to checking accounts, Planet Fitness accepts credit cards, debit cards, and cash as forms of payment.

3. How do I pay for my Planet Fitness membership if I don’t have a checking account?
You can pay with cash or by using a credit or debit card at any Planet Fitness location. You can also purchase a prepaid card that can be used for your membership fees.

4. Can I set up recurring payments without a checking account?
Yes, you can set up recurring payments through your credit or debit card so that your membership fees are automatically deducted each month.

5. Are there any additional fees if I do not use a checking account to pay for my membership?
No, there are no extra fees involved in using alternative payment methods at Planet Fitness.

6.Can I receive all services and amenities at Planet Fitness if I do not have a checking account?
Yes, regardless of the payment method you choose, you will have access to all services and amenities offered by Planet Fitness.

In conclusion, joining Planet Fitness without a checking account is possible through various options such as paying in cash, using a prepaid card, or setting up direct deposit from your employer. This allows individuals without traditional bank accounts to still have access to the gym and its amenities. However, it is important to carefully consider the fees and limitations associated with each method before making a decision. Additionally, Planet Fitness offers affordable membership options that cater to individuals with different financial situations. It is also worth noting that having a checking account can offer added benefits such as easier payment management and potential discounts. Ultimately, the key takeaway is that everyone deserves the opportunity to prioritize their health and fitness regardless of their banking status, and Planet Fitness strives to make this possible through their flexible membership options.

Author Profile

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Jeff Duncan
Jeff Duncan, the owner and Head Coach of CrossFit Pearl District, is dedicated to fostering a supportive and effective training environment.

With a strong belief in the principles of movement mechanics, consistency, and intensity, Jeff has cultivated a community that thrives on continuous improvement and mutual support.

From 2024, Jeff Duncan has expanded his passion for CrossFit beyond coaching by writing an informative blog dedicated to the CrossFit niche. His blog features a variety of content aimed at providing valuable information and insights to the CrossFit community.

Jeff’s posts cover a wide range of topics including training techniques, nutrition advice, workout routines, and answers to common queries within the niche. This transition to blogging allows Jeff to reach a broader audience, sharing his expertise and helping individuals at all levels of their fitness journey.